Canada Demand Letter for Car Accident

Template

[Your Name]
[Your Address]
[Date]

[At-Fault Driver / Their Insurer]
[Address]

Re: Property damage / injury from collision on [Date of Accident] at [Location]

Dear [Name],

On [Date of Accident], [describe the other party’s fault]. I incurred [repair costs of Amount / medical bills of Amount]. Enclosed: repair estimate, photos, and [police report #].

I demand [Total Amount] within [Number] days. If unresolved, I will pursue a claim through [your insurer’s subrogation / court]. Please forward this to your insurer.

Sincerely,
[Your Name]

What to fill in

Date, time, and location of the crash
The other driver’s fault facts
All repair/medical amounts
Police report number if any

Jurisdiction note (CA)

Canada — a "Letter of Demand" should name the amount, facts, and a deadline. Provincial rules vary (e.g., Ontario’s Superior Court or the small claims division); some require specific demand wording before suing.

Legal note

For injuries, consider a lawyer before sending — a recorded statement to the other insurer can hurt a later claim. Never admit fault in the letter; state facts only.

Templates reviewed by the DemandKit editorial team; not a law firm — see disclaimer.